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3 Beds
2 Baths
1,147 sqft

$375,000

5412 Hilltop Avenue , Panama City Beach FL, 32408

Price per sqft$326.94
Built in1970
Property size1,147 sqft
Property typeResidential

Overview

Active

Listed Nov 5, 2026

Updated 22h ago

Less than a 10-minute walk from the sugar-white sands of the gulf, this fully furnished coastal retreat pairs an inviting backyard escape with an established vacation rental history. Offering three bedrooms, two bathrooms and documented annual gross rental revenue of approximately $32,000 to $35,000, the updated residence presents an appealing opportunity for investors, second-home buyers or those seeking a full-time home near the beach. With no HOA and a convenient location near restaurants, marinas and boating destinations, the property offers flexibility for a variety of coastal lifestyles. Inside, a comfortable, guest-friendly layout accommodates family and friends with two king bedrooms and a dedicated bunk room featuring two sets of bunk beds. Luxury vinyl plank flooring, recessed lighting, updated windows and fresh interior paint contribute to the home's bright, refreshed atmosphere. Recent improvements extend well beyond aesthetics, including the addition of a second full bathroom, a new septic system and a dedicated laundry room. Offered fully furnished, the residence is ready for immediate enjoyment or vacation rental use. The fully fenced backyard is designed for leisurely afternoons and memorable gatherings. A spacious gazebo anchors the outdoor entertaining area, complemented by new furniture, two built-in grills and a refreshing stock tank pool. An outdoor shower makes rinsing off after a beach excursion effortless, while landscaping in both the front and back yards enhances the property's welcoming appeal. Whether hosting a cookout, relaxing poolside or spending a quiet evening outdoors, this private setting offers plenty of room to unwind. The location places some of Panama City Beach's favorite waterfront destinations within easy reach. Schooners, Patches, Captain Anderson's and The Grand Marlin are nearby, offering an array of dining experiences from casual beachside fare to fresh local seafood. Boating enthusiasts will appreciate convenient access to marinas and public boat ramps along South Lagoon Drive, while St. Andrews State Park is approximately seven minutes away by car. The property is also conveniently situated near Naval Surface Warfare Center Panama City Division, adding appeal for those seeking proximity to the installation. With the beach, boating and local dining all close at hand, everyday conveniences and coastal recreation are never far away.

$2,495/mo

Est. mortgage payment based on a $375,000 home price.

All estimates are provided by Luxury Presence for informational purposes only. Actual amounts may vary.

Additional information

MLS® ID
797431
Available since
November 5, 2026

Interior Features

Bedrooms
3
Bathrooms
2
Cooling
Yes
Basement
No

Exterior Features

Lot Size
0.14 Acres

Other Property Details

Taxes
$4,027
Tax Frequency
Annually

 Courtesy of Marc Miller | Scenic Sotheby's International Realty

Based on information from DASH - Sotheby's International Realty (SIR) as of 11/13/2026. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. The display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. 

©2026 DASH - Sotheby's International Realty (SIR). All rights reserved. 

Data last updated 5:08 AM UTC, 11/13/2026

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